:root{
  --spruce:#3b3b3b; --spruce-2:#7f5b49; --glacier:#efe5d6; --ice:#faf6f4;
  --gold:#9f755f; --gold-2:#dbc8a9; --ink:#2b2928; --muted:#6b6560; --line:#e8ddd2;
  --copper:#9f755f; --copper-dark:#7f5b49; --sand:#dbc8a9; --cream:#faf6f4; --charcoal:#3b3b3b; --slate:#737373; --night:#24211f;
  --copper-grad:linear-gradient(135deg,#7f5b49 0%,#9f755f 55%,#8a6552 100%);
  --white:#fff; --radius:14px; --max:1140px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--spruce-2)}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;line-height:1.2;color:var(--spruce);margin:0 0 .5em}
h1{font-size:clamp(2rem,5vw,3.3rem)} h2{font-size:clamp(1.6rem,3.2vw,2.3rem)} h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:99}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--spruce)}
.brand svg{flex:none}
.brand strong{display:block;font-family:"Playfair Display",Georgia,serif;font-size:1.15rem;line-height:1.1}
.brand span{display:block;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--gold)}
.menu{display:flex;gap:4px;list-style:none;margin:0;padding:0;align-items:center}
.menu a{display:block;padding:8px 12px;border-radius:8px;text-decoration:none;color:var(--ink);font-weight:500;font-size:.95rem}
.menu a:hover,.menu a[aria-current=page]{background:var(--glacier);color:var(--spruce)}
.menu .cta a{background:var(--gold);color:#fff}.menu .cta a:hover{background:var(--spruce)}
.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font:inherit;cursor:pointer}
@media(max-width:960px){
  .menu-toggle{display:block}
  .menu{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line)}
  .menu.open{display:flex}
}

/* Hero */
.hero{position:relative;color:#fff;background:linear-gradient(180deg,rgba(28,26,25,.72),rgba(28,26,25,.55) 55%,rgba(28,26,25,.8)),url("brand/hero-forest.jpg") center/cover no-repeat,#2b2928;overflow:hidden}
.hero .wrap{position:relative;z-index:2;padding-top:96px;padding-bottom:150px}
.hero h1{color:#fff;max-width:760px}
.hero p.lead{font-size:1.2rem;max-width:640px;color:#f1ebe6}
.hero .eyebrow{color:var(--gold-2)}
.hero .mountains{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:auto;z-index:1}
.hero.small .wrap{padding-top:64px;padding-bottom:110px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;font-weight:600;color:var(--gold);margin-bottom:.6em;display:block}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.4em}
.btn{display:inline-block;padding:13px 22px;border-radius:10px;font-weight:600;text-decoration:none;border:2px solid transparent}
.btn-gold{background:var(--gold);color:#fff}.btn-gold:hover{background:var(--gold-2)}
.btn-ghost{border-color:rgba(255,255,255,.7);color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-dark{background:var(--spruce);color:#fff}.btn-dark:hover{background:var(--spruce-2)}

/* Sections */
section{padding:72px 0}
.alt{background:var(--ice)}
.center{text-align:center}
.intro{max-width:760px}
.center .intro{margin:0 auto}
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 10px 30px rgba(59,59,59,.12);transform:translateY(-2px)}
.card a.more{font-weight:600;text-decoration:none}
.card .icon{width:44px;height:44px;border-radius:10px;background:var(--glacier);display:grid;place-items:center;margin-bottom:14px;color:var(--spruce)}
a.card{text-decoration:none;color:inherit;display:block}
.stat{font-family:"Playfair Display",Georgia,serif;font-size:2.4rem;color:var(--gold);line-height:1}
.checks{list-style:none;padding:0;margin:0 0 1em}
.checks li{padding-left:30px;position:relative;margin-bottom:.6em}
.checks li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M5 12l5 5 9-10'/%3E%3C/svg%3E") center/12px no-repeat}
.steps{counter-reset:s;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;position:relative;padding:0 0 22px 58px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:50%;background:var(--spruce);color:#fff;display:grid;place-items:center;font-weight:700}
.steps strong{display:block;color:var(--spruce)}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.photo{aspect-ratio:4/3;border-radius:var(--radius);background:linear-gradient(135deg,#f3ece3,#e4d6c3);display:grid;place-items:center;color:var(--muted);text-align:center;padding:20px;font-size:.9rem;border:2px dashed #cdb89c}
.band{background:var(--spruce);color:#fff}
.band h2{color:#fff}.band p{color:#ece4dc}
.quote{font-family:"Playfair Display",Georgia,serif;font-size:1.25rem;color:var(--spruce)}
.placeholder{background:#f6efe4;border:1px dashed var(--gold);padding:1px 6px;border-radius:4px;font-size:.92em}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:10px;padding:16px 20px;margin-bottom:12px;background:#fff}
.faq summary{cursor:pointer;font-weight:600;color:var(--spruce);list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";float:right;color:var(--gold);font-size:1.3rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:.8em 0 0}

/* Breadcrumb */
.crumbs{font-size:.88rem;color:#e6dcd3;margin-bottom:14px}
.crumbs a{color:#fff}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li::before{content:"/";margin-right:6px;opacity:.6}

/* Form */
form.contact{display:grid;gap:14px}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:4px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid #d3c6b8;border-radius:10px;font:inherit;background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media(max-width:600px){.row2{grid-template-columns:1fr}}
.hp{position:absolute;left:-9999px}

/* Footer */
.site-footer{background:var(--night);color:#c9c0b8;padding:56px 0 28px;font-size:.94rem}
.site-footer h3{color:#fff;font-size:1.05rem;font-family:"Inter",sans-serif;font-weight:600}
.site-footer a{color:#efe7df;text-decoration:none}.site-footer a:hover{color:var(--gold-2)}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:6px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
@media(max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.foot-grid{grid-template-columns:1fr}}
.legal{border-top:1px solid #3a3431;margin-top:36px;padding-top:20px;font-size:.84rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}
.eho{display:inline-flex;align-items:center;gap:8px}

/* Blog */
.post-meta{color:#e6dcd3;font-size:.95rem}
.hero .post-meta a{color:#fff}
.prose{max-width:740px;margin:0 auto}
.prose h2{margin-top:1.6em;font-size:1.7rem}
.prose h3{margin-top:1.3em}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1em}
.prose li{margin-bottom:.4em}
.prose .callout{background:var(--ice);border-left:4px solid var(--gold);padding:16px 20px;border-radius:8px;margin:1.4em 0}
.post-card .tag{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.post-card time{display:block;color:var(--muted);font-size:.85rem;margin-top:10px}
.author-box{display:flex;gap:16px;align-items:center;border:1px solid var(--line);border-radius:var(--radius);padding:20px;margin-top:2em}
.author-box .avatar{flex:none;width:64px;height:64px;border-radius:50%;background:var(--glacier);display:grid;place-items:center;font-family:"Playfair Display",serif;font-size:1.4rem;color:var(--spruce)}
.topics{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.topics span{background:var(--glacier);color:var(--spruce);border-radius:999px;padding:6px 14px;font-size:.88rem;font-weight:500}

/* ===== Brand: Kelsie McKnight MVP — charcoal, copper, sand, cream + outdoor imagery ===== */
body{background:var(--cream)}
h1,h2,h3{font-family:"Bodoni Moda","Playfair Display",Georgia,serif;font-weight:600;letter-spacing:.01em}
h1{letter-spacing:.02em}
.eyebrow{color:var(--copper-dark);letter-spacing:.22em}
.hero .eyebrow{color:var(--sand)}
.script{font-family:"Allura",cursive;font-style:normal;font-size:1.5em;line-height:1;color:var(--sand)}
.site-header{background:rgba(250,246,244,.96);border-bottom:1px solid var(--line)}
.brand img{width:84px;height:auto}
.brand strong{font-family:"Bodoni Moda",Georgia,serif;font-weight:600;text-transform:uppercase;letter-spacing:.12em;font-size:.98rem;color:var(--charcoal)}
.brand span{font-family:"Allura",cursive;text-transform:none;letter-spacing:0;font-size:1.3rem;color:var(--copper);line-height:1}
.menu a:hover,.menu a[aria-current=page]{background:var(--glacier);color:var(--charcoal)}
.menu .cta a{background:var(--copper-grad);color:#fff}.menu .cta a:hover{background:var(--charcoal)}
@media(max-width:960px){.menu{background:var(--cream)}}
.hero.home{background:linear-gradient(180deg,rgba(28,26,25,.55),rgba(28,26,25,.35) 45%,rgba(28,26,25,.75)),url("brand/hero-mountains.jpg") center 40%/cover no-repeat,#2b2928}
.hero .wrap{padding-top:88px}
.hero h1{text-shadow:0 2px 18px rgba(0,0,0,.35)}
.hero-mark{width:220px;height:auto;margin-bottom:18px;filter:drop-shadow(0 2px 10px rgba(0,0,0,.35))}
.btn-gold{background:var(--copper-grad);color:#fff;box-shadow:0 6px 18px rgba(127,91,73,.28)}
.btn-gold:hover{background:var(--charcoal)}
.btn-dark{background:var(--charcoal)}.btn-dark:hover{background:var(--copper-dark)}
.btn-ghost{border-color:rgba(250,246,244,.75)}
section{position:relative}
.alt{background:#f3ece3}
.card{background:#fff;border-color:var(--line)}
.card .icon{background:var(--glacier);color:var(--copper-dark)}
.stat{color:var(--copper)}
.checks li::before{background-color:var(--copper)}
.steps li::before{background:var(--copper-grad)}
.faq summary{color:var(--charcoal)}
.faq summary::after{color:var(--copper)}
.band{background:linear-gradient(180deg,rgba(28,26,25,.78),rgba(28,26,25,.7)),url("brand/cabin.jpg") center 55%/cover no-repeat,var(--charcoal);padding:96px 0}
.quote{color:var(--charcoal)}
.post-card .tag{color:var(--copper-dark)}
.author-box .avatar{background:var(--glacier);color:var(--copper-dark)}
.topics span{background:var(--glacier);color:var(--charcoal)}
.prose .callout{background:#f3ece3;border-left-color:var(--copper)}
.field input:focus,.field select:focus,.field textarea:focus{outline-color:var(--copper);border-color:var(--copper)}
.site-footer h3{font-family:"Bodoni Moda",Georgia,serif;letter-spacing:.08em;text-transform:uppercase;font-size:.95rem}
.site-footer a:hover{color:var(--sand)}
/* subtle topo-line texture on alt sections for an outdoorsy feel */
.alt::before{content:"";position:absolute;inset:0;pointer-events:none;opacity:.5;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='320' height='220' viewBox='0 0 320 220' fill='none' stroke='%23dbc8a9' stroke-width='1'%3E%3Cpath d='M-20 40c60-30 110 20 170 0s110-40 190-10'/%3E%3Cpath d='M-20 80c60-30 110 20 170 0s110-40 190-10'/%3E%3Cpath d='M-20 120c60-30 110 20 170 0s110-40 190-10'/%3E%3Cpath d='M-20 160c60-30 110 20 170 0s110-40 190-10'/%3E%3Cpath d='M-20 200c60-30 110 20 170 0s110-40 190-10'/%3E%3C/svg%3E")}
.alt>.wrap{position:relative}
.brand strong,.brand span,.menu a{white-space:nowrap}
.menu a{padding:8px 10px}
@media(max-width:1120px){
  .menu-toggle{display:block}
  .menu{display:none;position:absolute;left:0;right:0;top:72px;background:var(--cream);flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line)}
  .menu.open{display:flex}
}
@media(max-width:480px){.brand img{width:58px}.brand strong{font-size:.82rem;letter-spacing:.08em}.brand span{font-size:1.1rem}}
.nav{gap:20px}
.brand{min-width:0;flex:none}
.brand strong{font-size:.86rem;letter-spacing:.07em}
.brand img{width:72px}
.menu{gap:0}
.menu a{padding:8px 9px;font-size:.93rem}
@media(max-width:480px){.brand{gap:8px}.brand img{width:46px}.brand strong{font-size:.72rem;letter-spacing:.04em}.brand span{font-size:1.05rem}.menu-toggle{padding:6px 9px}}

/* Guide content */
.table-wrap{overflow-x:auto;margin-top:24px;border-radius:var(--radius);border:1px solid var(--line);background:#fff}
table.loans{width:100%;border-collapse:collapse;min-width:620px;font-size:.96rem}
table.loans th,table.loans td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line)}
table.loans thead th{background:var(--charcoal);color:#fff;font-weight:600;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase}
table.loans tbody th{font-family:"Bodoni Moda",Georgia,serif;color:var(--copper-dark);font-size:1.05rem}
table.loans tbody tr:last-child th,table.loans tbody tr:last-child td{border-bottom:0}
.note{margin-top:18px;color:var(--muted);font-size:.93rem}
.guide-cta{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.guide-cta>div:first-child{max-width:560px}
ul.nos{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:10px}
ul.nos li{padding:10px 12px 10px 36px;border-radius:10px;background:#f6ede6;position:relative;font-weight:500}
ul.nos li::before{content:"✕";position:absolute;left:13px;color:var(--copper-dark);font-weight:700}
@media(max-width:520px){ul.nos{grid-template-columns:1fr}}
.pro .tag{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--copper-dark);margin-bottom:6px}
.pro h3{margin-bottom:.2em}.pro p{margin:0 0 .4em;color:var(--muted)}
.pro a{font-weight:600;text-decoration:none}
.brokerage-line{font-size:.88rem;color:#d9cfc6;border-left:2px solid var(--copper);padding-left:10px}
/* Photos */
.pic{margin:0;border-radius:var(--radius);overflow:hidden;box-shadow:0 14px 34px rgba(36,33,31,.16);background:#e9dfd3;aspect-ratio:4/3}
.pic img{width:100%;height:100%;object-fit:cover;display:block}
.pic.portrait{aspect-ratio:4/5;max-width:440px;justify-self:center;width:100%;background:linear-gradient(180deg,#f3ece3,#e4d6c3)}
.pic.portrait img{object-position:center top}
.pic.wide{aspect-ratio:auto}
.pic:has(img[src*="river-aerial"]){aspect-ratio:1400/861}